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FINANCIAL PLANNING

Our Dreams Planning Process™ and through three key steps – Discover, Create, and Take Action – we are able to identify your unique needs and design a plan that works toward your goals and dreams in an efficient and systematic manner.

With Hutton Financial Advisors, you get more than just an advisor, you get a team that is dedicated and committed to you, your family, and most importantly, to “helping you reach your dreams.”

The Discovery Profile

  • Explores your current situation
  • Basic introduction to your life and needs
  • Organizes and identifies your financial resources

The Discovery Conversation™

  • Discussion of your personal needs
  • Review of your Dreams, Obstacles, and Strengths
  • Identifies goals that will shape planning

CREATE

The Strategy Building Gameplan™ Builds upon The Discovery Conversation™

  • Identifies opportunities and ways we can help
  • Framework for your unique plan
  • Internal process of strategizing for your needs
  • The Strategy Shaping Meeting™
  • Overview of proposed Dreams Plan™
  • Fine tuning of The Dreams Planning Process™
  • Details services we offer that can help you
  • Allows you to choose what services you want
  • Sets stage for The Dream Implementation™

TAKE ACTION

  • The Dream Implementation™
  • The Retirement Dreams Plan™
  • The Tax Strategy Plan™
  • The Legacy Plan™
  • The Personal Spending Plan™
  • The Wealth Management Plan™
  • The Risk Management Solution™

The Dream Review™

  • Ongoing assessment of plan Quarterly Review, Semi-annual Review, Annual Review, Phone Review.  Guides the Dreams Plan™ into the future.  Allows for flexibility.

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WEALTH MANAGEMENT

The number and diversity of investment choices available today are simply staggering. . Now, you choose from dozens of asset classes with broad diversification that may help manage volatility in your portfolio.

In some cases Hutton Financial Advisors uses discretionary asset management which allows us to pro-actively manage your accounts. Here is a look inside our investment strategy.

Investing involves risk, including the potential loss of principal. No investment strategy, including diversification, can guarantee a profit or protect against loss.

4-Step Investment Management Process

  • Step 1: Create portfolios based on asset and sector classes in which we believe there are opportunities. Identify and capitalize.
  • Step 2: Monitor and evaluate non-proprietary investment vehicles for utilization in your portfolios.
  • Step 3: Utilize multiple quantitative analysis tools to implement our buy/sell decision-making process.
  • Step 4: Monitor and evaluate legal insider trading activity to enhance market entry and exit points. Track what company executives are doing with their own money.

Investing involves risk, including the potential loss of principal. No investment strategy, including diversification, can guarantee a profit or protect against loss.

Asset Classes and Sectors

Using our Strategy, you’ll be able to choose from a wide array of investment products in different asset classes and investment sectors. Since our worldwide economy is dynamic, this list of investment options changes on a regular basis. We are continuously monitoring the investment landscape to try to identify tomorrow’s winners today. Here are just a few examples of asset classes and investment sectors that are part of our investing universe.

  • Preferred stocks
  • Large capitalization stocks
  • Emerging market securities
  • Market neutral strategies
  • Convertible bonds
  • Treasury Inflation-Protected Securities
  • Municipal bonds
  • High-yield bonds
  • Corporate bonds
  • Government securities
  • Managed futures
  • Master limited partnerships
  • Energy
  • Agriculture
  • Risk Management

The recent turmoil in the worldwide financial markets has reiterated the need for diligent risk management. Our strategy allows us to monitor the risk level in the market. When we believe the risk is too high, we have the capability to take action to help manage that exposure on your behalf.
As investment analyst Louise Yamada said, “There are two kinds of losses. A loss of capital and a loss of opportunity; but there will always be another opportunity if you protect capital.” We are very conscious of trying to preserve your money during times of anticipated negative volatility. That way, we will have capital to invest when new opportunities arise.

We are excited about the opportunity to serve you. We strive to help maximize your investment results while offering the personalized service you’ve come to expect.

Investing involves risk, including potential loss of principal. No investment strategy, including diversification, can guarantee a profit or help protect against loss.

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QUESTIONNAIRES

Please download one of the following questionnaires. The information you provide is strictly confidential and will only be used for your individual planning purposes. We ask that you complete this profile as fully as you are comfortable with. If you have any questions, please call our office for assistance.

Download both Discovery Profile™ and Risk Assessment Profile.pdf

The Discovery Profile™ helps provide general information regarding your finances which helps determine your current financial condition. The Risk Assessment Questionnaire helps to determine an appropriate asset mix for an investment, based on the answers given to the questions.

Discovery Profile™ Only.pdf

The Discovery Profile™ helps provide general information regarding your finances which helps determine your current financial condition, based on the answers given to the questions.

Risk Assessment Profile Only.pdf

The Risk Assessment Questionnaire™ helps to determine an appropriate asset mix for an investment, based on the answers given to the questions.

 

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk. No strategy can assure a profit or protect against loss.

ASSOCIATED WITH

WHAT DO YOU EXPECT FROM YOUR FINANCIAL ADVISOR?

Integrity.  Quality.  Service.  These three powerful words describe our values.  From our client-centric approach, to our trademarked processes, we work to make sure you get the most from our relationship. You get more than just a financial advisor with us. You get a dedicated and committed team to help you reach your financial dreams. In some cases, Hutton Financial Advisors uses discretionary asset management which allows us to pro-actively manage your accounts. Visit our wealth management page below and take a look inside our investment strategy.